Banking, Loan & Credit Tools
Calculators for personal finance, loans, and credit management.
EMI Calculator (Flat vs. Reducing)
Calculate your Equated Monthly Installment (EMI) and compare the total interest paid under both Flat and Reducing balance methods.
Amortization Schedule Generator
Generates a detailed payment-by-payment breakdown of a loan, showing how much of each payment goes towards principal and interest.
| Month | Principal | Interest | Balance |
|---|
Nominal vs. Effective Interest Rate
Converts a nominal annual interest rate to an effective annual rate based on the frequency of compounding.
Credit Card Payoff Planner
Estimate how long it will take to pay off a credit card balance with a fixed monthly payment.
Loan Comparison Tool
Compare two loan options side-by-side to find the most affordable choice based on total cost.